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We now offer up to 12 Months Interest Free Credit on Sonos Purchases
You can buy today and pay later with flexible interest free finance options available from Smart Home Sounds
Up To 12 Months Interest-Free Credit On Your Smart Home Sounds Sonos Purchases
At Smart Home Sounds we understand putting Sonos speakers in every room of your home can be a costly experience. Our interest-free option allows customers to spread the cost of their purchases without paying any interest on the original purchase price. Listen to your favourite music out loud or enjoy all of your favourite movies and TV shows with stunning image and sound quality.
That's why, we have teamed up with DekoPay to offer you a flexible, hassle-free way to spread the cost with up to 12 months interest-free credit available.
It's never been quicker and easier to finance your new Sonos audio system today.
Choose a finance package to suit you
A simple payment calculator is displayed on the product page of each qualifying product over £389. It is also found at the payment page if your total basket amount is over £389.
Within the calculator, you can choose your most preferred deposit amount with the minimum being 10% and the maximum being 50% depending on your basket's price. Once you have chosen your deposit amount, it is very easy to change the interest-free loan period to suit.
We offer 6, 10 & 12-month interest-free payment options. Each time you change your deposit amount or interest-free term, your monthly figure will change to reflect the chosen options.
Are you eligible for our Interest-free option
You will only be considered for interest-free finance option if you:
• Are at least 18 years old
• You are in paid employment or have a regular income (minimum 16 hours per week or £5,000 per annum, unless you are retired and receiving a private / company pension or in receipt of disability allowance)
• Are a permanent resident in the UK and have lived in the UK for at least 3 years.
• Have a UK bank account capable of accepting Direct Debits
• Have good credit history with no late payment cases, debt relief orders, County Court Judgment (CCJs), Individual Voluntary Arrangement (IVAs) or bankruptcies.
• Provide a valid email address so all your documentation can be emailed directly to you.
How long does the credit decision take?
Once the application form is complete, you will be given a decision from the finance lender instantly.
The interest-free application form is selected by clicking the DEKO button at the payment page. The application takes a few seconds to fill in and has recently been optimised to work great on a mobile or tablet device.
Once my application has been approved how long will it take to receive my goods?
As soon as your application has been accepted, you will receive an email from DekoPay asking for your selected deposit amount (if this is not received immediately, please check your email junk folder).
As soon as you've paid the deposit and e-signed the credit agreement, Smart Home Sounds will be notified to send the goods immediately.
The whole process can be completed within as little as 10 minutes enabling us to ship your goods the same day and, if before 4 pm, for next day delivery.
How are payments collected?
Your initial deposit is collected via a credit or debit card online. Payments thereafter are collected monthly by direct debit from your chosen finance provider. They typically start 30 days after you have completed your application and received your goods.
Can I pay my finance off early?
Yes, you have the option to pay off the entirety of your remaining finance early in a single payment, with no settlement fee.
Can I have my goods sent to a different address when I pay via Dekopay?
It is a condition of the finance provider that all goods are to be delivered to the billing address on your credit application form and not a different delivery address such as a work address.
Why Choose Smart Home Sounds?
- 6 Year Warranty on all Sonos products. We have full confidence in Sonos, so you'll automatically receive a 6 year Sonos warranty.
- Free Next Day Delivery. We're not in the business to make money on delivery. That's why free next day delivery is on us.
- Sonos Experts. We have exclusively been selling Sonos systems for over 8 years and know it inside out. We're easily contactable if you need a hand with anything.
- VIP Loyalty scheme. We reward your loyalty. If you ever want to expand your Sonos system in the future, you'll receive our latest exclusive loyalty deals.
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Consumer credit Licencing
Consumer credit service is provided by DEKO which is a trading name for Pay4Later Ltd. Pay4Later who are authorised and regulated by the Financial Conduct Authority (Interim Permission Number: 0616240). Registered offices are at 33 St Mary Axe, London EC3A 8AG. For more information please refer to www.pay4later.com/consumerfaq or visit www.pay4later.com Finance is provided through the Pay4Later platform by a number of lenders. You will be offered the best rate available based on your credit history and our lenders’ credit decision policies. You will be informed who the lender is at the point the loan is offered and provided with their full contact details.