Spread the Cost of Your New TV with Smart Home Sounds
Buying a new TV should feel exciting, not stressful. Whether you’ve got your eye on a flagship OLED from LG, a bright Mini LED from Sony or a brilliant-value Hisense, spreading the cost can make upgrading far more manageable.
At Smart Home Sounds, we offer flexible TV finance on orders over £350, including up to 12 months interest-free credit, so you can choose the screen you really want without paying for it all upfront.
Shop online or visit our Cheltenham store to explore the range and find the right TV for your room, viewing habits and budget.
SHS Finance Options at a Glance:
We offer two finance options on eligible TV orders between £350 and £15,000, giving you more flexibility when it comes to upgrading your screen.
Interest-Free Credit (0% APR)
Spread the cost over 6, 10 or 12 months and pay no interest at all. You pay the cash price of the TV, split into equal monthly payments.
Extended Finance (12.9% APR Representative)
For lower monthly payments over a longer period, we also offer 24, 36 and 48-month finance at 12.9% APR representative.
TVs Available on Interest-Free Finance
We stock a carefully curated selection of TVs from the world's leading brands. Every TV on our website over £350 is eligible for finance. Here are some of the most popular models customers are financing right now.
LG TVs on Interest-Free Credit
LG has been at the forefront of OLED technology for over a decade, and their latest range is the best yet. The LG G-Series is the flagship. For those who want outstanding OLED performance at a more accessible price, the LG C-Series remains one of the most popular TVs in the UK, offering exceptional picture quality, a gaming and HDR Support.
Popular LG TVs on finance:
| Model | Size Options | Starting Price |
|---|---|---|
| LG G5 OLED | 55", 65", 77", 83" | From ~£2,399 |
| LG C5 OLED | 42", 48", 55", 65", 77", 83" | From ~£1,399 |
Samsung TVs on Interest-Free Credit
Samsung's latest OLED technology has redefined what is possible in TV picture quality. The Samsung S95-Series is widely regarded as one of the best in the market, while the Samsung S90-Series delivers exceptional picture quality at a more competitive price point. Samsung also leads the way in 8K with their Neo QLED models for the ultimate future-proof investment.
Popular Samsung TVs on finance:
| Model | Size Options | RRP Price |
|---|---|---|
| Samsung S95F OLED | 55", 65", 77", 83" | From ~£2,499 |
| Samsung S90F OLED | 42", 48", 55", 65", 77", 83" | From ~£1,099 |
| Samsung QN900F Neo-QLED | 65", 75", 85" | From ~£1,699 |
Shop Samsung TVs on Finance →
Sony TVs on Interest-Free Credit
Sony has always been synonymous with picture quality, and their latest Bravia range continues that tradition.
Popular Sony TVs on finance:
| Model | Size Options | RRP Price |
|---|---|---|
| Sony Bravia 9 Mini-LED | 65", 75", 85" | From ~£2,999 |
| Sony Bravia 8 II OLED | 55", 65" | From ~£2,499 |
| Sony Bravia 7 Mini-LED | 55", 65", 75", 85" | From ~£1,899 |
Hisense TVs on Interest-Free Credit
Hisense has rapidly become one of the most exciting TV brands in the UK, offering remarkable picture quality at prices that consistently undercut the competition. If you're after a larger screen at an affordable price point, Hisense are a great shout.
Popular Sony TVs on finance:
| Model | Size Options | RRP Price |
|---|---|---|
| Hisense U8Q Mini-LED | 55", 65", 75", 85" | From ~£1,799 |
| Hisense U7Q Pro Mini-LED | 55", 65", 75", 85", 100" | From ~£1,499 |
Shop Hisense TVs on Finance →
More Brands Available on Finance
In addition to LG, Samsung, Sony, and Hisense, we also offer interest-free finance on TVs from other leading brands in our range. If you do not see the TV you are looking for, get in touch, our team can help you find the perfect screen and set up finance in minutes.
How to Apply for TV Finance
Applying for finance at Smart Home Sounds is quick, simple, and can be completed entirely online. Here is how it works.
Step 1: Choose your TV. Browse our range and add your chosen TV to your basket. A finance calculator is displayed on every qualifying product page (orders over £350), allowing you to see your monthly payments before you commit.
Step 2: Choose your deposit. At checkout, select "Apply For Finance" as your payment option. You can choose a deposit between 10% and 50% of the purchase price. The higher the deposit, the lower your monthly payments.
Step 3: Select your term. Choose from 6, 10, or 12 months interest-free (0% APR), or 24, 36, or 48 months extended finance (12.9% APR). Your monthly payment amount updates instantly.
Step 4: Complete the application. The Omni Capital Retail Finance application takes just a few minutes to complete and works seamlessly on mobile, tablet, or desktop. You will receive an instant decision.
Step 5: Receive your TV. Once approved, pay your deposit and e-sign the credit agreement. We will dispatch your TV immediately — often the same day for next-day delivery.
The entire process can be completed in as little as 10 minutes.
Apply for Finance In Store at Cheltenham
If you’d prefer to see different TVs in person before you buy, you can also apply for finance in our Cheltenham store. This is a great option if you want to compare OLED and Mini LED side by side, get help choosing the right screen size, or talk through the pros and cons of different models with our team.
You’ll have access to the same finance options available online, with expert guidance throughout the process.
Visit us at our Cheltenham store to see the full range and apply for finance in person.
Are You Eligible for Finance?
You can be considered for finance if you meet the following criteria:
- You are at least 18 years old
- You are a permanent UK resident and have lived in the UK for at least 3 years
- You have a gross annual income of at least £5,000
- You have a UK bank account capable of accepting Direct Debits
- You have a good credit history with no late payments, Debt Relief Orders, County Court Judgments, or bankruptcies
- You meet any other Omni Capital Retail Finance criteria
Please note that all finance applications are subject to status and are not guaranteed to be accepted.
Frequently Asked Questions:
Q. How long does the credit decision take?
A. Once you have completed the online application form, you will receive an instant decision from Omni Capital Retail Finance. There is no waiting around — you will know within seconds whether your application has been approved.
Q. Can I pay my finance off early?
A. Yes. You can pay off the entirety of your remaining balance early in a single payment, with no settlement fee. This gives you complete flexibility.
Q. Can I have my TV delivered to a different address?
A. It is a condition of the finance provider that all goods must be delivered to the billing address on your credit application form. Unfortunately, delivery to a different address (such as a work address) is not possible when paying via finance.
Q. Is finance available on all TVs?
A. Finance is available on all orders between £350 and £15,000. This covers the vast majority of TVs in our range, from entry-level Hisense models to flagship LG and Samsung OLEDs.
Q. Can I apply for finance in your Cheltenham store?
A. Absolutely. Our Cheltenham store offers the same finance terms as our website. Visit us, choose your TV, and apply for finance on the spot with the help of our expert team.
Why Choose Smart Home Sounds for Your New TV?
Expert Advice: We're not a faceless warehouse. Our team is full of genuine audio-visual enthusiasts who can help you choose the right TV for your room, your viewing habits and your budget. Contact us by phone, email, or visit our Cheltenham store.
Free Next-Day Delivery: We offer FREE next-day delivery on all TVs. Order before 4pm and your new TV could be with you tomorrow.
Flexible Finance: Up to 12 months interest-free credit, or spread the cost over up to 48 months. No hidden fees, no surprises.
In-Store Experience: Visit our Cheltenham showroom to see the TVs in person before you buy. Our team will help you compare models side by side and set up finance on the spot.
Trusted Retailer: We have been selling premium audio-visual products for years and have thousands of satisfied customers across the UK.
Ready to Upgrade Your TV?
Browse our range of TVs from LG, Samsung, Sony, Hisense and more, all available with flexible finance options on qualifying orders. Whether you shop online or visit our Cheltenham store, we’re here to help you find the right TV and spread the cost in a way that works for you.
Visit Our Cheltenham Store →
Consumer Credit Licensing: Omni Capital Retail Finance Ltd is a credit provider and lender, registered in England and Wales with company number 07232938, and a registered office at 10 Norwich Street, London, EC4A 1BD. It is authorised and regulated by the Financial Conduct Authority (FCA Firm Reference Number 720279).
